£50 cashback for any mortgage in 2024
Helping you make the right mortgage decision.
Welcome to Ward James Mortgages Ltd
At Ward James Mortgages Ltd, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, you will receive the most competitive rate available to you, whilst ensuring the product meets your requirements.
- Providing an honest, reliable, efficient and hassle-free service.
- Tailored to the unique requirements of each individual client.
- Providing the right advice and guidance on mortgages.
- Helping you make the right mortgage decision.
Trying to buy your first home can be a complicated and potentially daunting process that can leave you feeling confused, and the overload of information you find online is often conflicting.
FIRST TIME BUYERS
Our Services
Ward James Mortgages
We know just how stressful moving home can be and we are here to assist you to make the best decision when it comes to your mortgage. When moving home, you can simply move (or “port”) your existing mortgage to your new house, or you can look for a new deal that better suits your current situation.
Ward James Insurance
Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.
Ward James Mortgages Ltd
Life Insurance
Life Insurance is a vital protection plan to provide a financial safety net for your loved ones whether it is to protect a mortgage or not we can offer free independent protection advice.
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Critical Illness
Critical Illness protection is a protection plan that will pay out upon on diagnosis of a critical illness during the term of the plan.
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Income Protection
An Income protection plan can be used to provide a monthly income when the client is unfortunate enough not to be able to work through illness. This illness does not have to be life threatening but could mean that the client is unable to do their job due to illness.
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Home Insurance
Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.
Get in Touch
Telephone:
Areas We Cover
Lancashire
Greater Manchester
Manchester
Merseyside
North West
Message Us
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Customer Testimonials
What Our Clients Say...
karen bretherton 2023-10-21 Trustindex verifies that the original source of the review is Google. Nick and his team are very attentive to their customers and are very professional 
Sam Gowers 2023-08-12 Trustindex verifies that the original source of the review is Google. Nick has gone above and beyond expectation, he is calm and professional. He took all the worry and stress out of the application process and was in regular contact with me through out the process. Despite already having secured a mortgage offer for me, he re-visited my case and discussed porting my existing mortgage provider, who had initially said that it couldn’t be done. His perseverance has saved thousands in ERC charges. I wouldn’t hesitate to recommend Nick to anyone looking for a mortgage. Brilliant service! 
Jo Hudson 2023-06-13 Trustindex verifies that the original source of the review is Google. Great advice and service from Nick. I would highly recommend if your thinking of a new mortgage or just reviewing your current interest rate 👍 
Robin Hudson 2023-06-13 Trustindex verifies that the original source of the review is Google. Fist class service from Nick, refreshingly easy to deal with, a pleasure from start to finish. Thank you. Rob 
Andy Gardner 2023-06-12 Trustindex verifies that the original source of the review is Google. If you are looking for a mortgage advisor, look no further, you are in the right place, Ward James Mortgages (Nick) sorted our remortgage out within a couple of weeks, with one of the best rates on the market, which i was more than happy with.
Kept me and the wife up to date right through the process, even chased the legals up.
So what i thought was going to be a nightmare to sort, went super smooth.
Thanks Nick for all your help, much appreciated.
Andy. 
Sammy Gardner 2023-06-12 Trustindex verifies that the original source of the review is Google. The level of customer service from Nick has been Outstanding, he went above and beyond and dealt with all the stresses involved in finding us a remortgage lender, not only did he find us the best deal, he also consistently kept us updated, his Interpersonal skills are ‘Gold Standard’ – If you are reading this, please be assured that Ward James Mortgages are amazing, thank you Nick. 
Louise Read 2023-05-23 Trustindex verifies that the original source of the review is Google. Amazing service, always available to talk and give advice. Was persistent in getting the best offer to meet our needs, showing real customer focus.
Would highly recommend.
Thanks again Nick! 
steven gregson 2023-05-21 Trustindex verifies that the original source of the review is Google. Nick has been supportive all through the process of getting us a mortgage offer, great communication and very friendly, highly recommend. 
Rachael Grundy 2023-05-11 Trustindex verifies that the original source of the review is Google. Fantastic service from Nick who I can highly recommend. Nick was knowledgeable and very efficient, especially in his communication of the process and finding the best deal for my remortgage. I will definitely use Nick’s services again. Thanks again. 
Kola Fatinikun 2023-04-14 Trustindex verifies that the original source of the review is Google. Nick did a fantastic job going through all the pros and cons of each potential deal… I would certainly recommend him to anyone looking for help with their mortgage or life insurance..
