At Ward James Mortgages Ltd, we understand that each and every client has different needs and circumstances. We are committed to providing the best customer service and with access to a wide range of providers across the UK, you will receive the most competitive rate available to you, whilst ensuring the product meets your requirements.
Trying to buy your first home can be a complicated and potentially daunting process that can leave you feeling confused, and the overload of information you find online is often conflicting.
We know just how stressful moving home can be and we are here to assist you to make the best decision when it comes to your mortgage. When moving home, you can simply move (or “port”) your existing mortgage to your new house, or you can look for a new deal that better suits your current situation.
Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.
Ward James Mortgages Ltd
Life Insurance is a vital protection plan to provide a financial safety net for your loved ones whether it is to protect a mortgage or not we can offer free independent protection advice.
Critical Illness protection is a protection plan that will pay out upon on diagnosis of a critical illness during the term of the plan.
An Income protection plan can be used to provide a monthly income when the client is unfortunate enough not to be able to work through illness. This illness does not have to be life threatening but could mean that the client is unable to do their job due to illness.
Buildings insurance covers damage to the actual structure of your home, such as the roof, walls, floors, ceilings and foundations. For example, if your house is destroyed or rendered uninhabitable, you can claim the cost to rebuild or carry out the necessary repairs.
Customer Testimonials
ExcellentBased on 30 reviewsTrustindex verifies that the original source of the review is Google.karen bretherton2023-10-21Nick and his team are very attentive to their customers and are very professionalTrustindex verifies that the original source of the review is Google.Sam Gowers2023-08-12Nick has gone above and beyond expectation, he is calm and professional. He took all the worry and stress out of the application process and was in regular contact with me through out the process. Despite already having secured a mortgage offer for me, he re-visited my case and discussed porting my existing mortgage provider, who had initially said that it couldn’t be done. His perseverance has saved thousands in ERC charges. I wouldn’t hesitate to recommend Nick to anyone looking for a mortgage. Brilliant service!Trustindex verifies that the original source of the review is Google.Jo Hudson2023-06-13Great advice and service from Nick. I would highly recommend if your thinking of a new mortgage or just reviewing your current interest rate 👍Trustindex verifies that the original source of the review is Google.Robin Hudson2023-06-13Fist class service from Nick, refreshingly easy to deal with, a pleasure from start to finish. Thank you. RobTrustindex verifies that the original source of the review is Google.Andy Gardner2023-06-12If you are looking for a mortgage advisor, look no further, you are in the right place, Ward James Mortgages (Nick) sorted our remortgage out within a couple of weeks, with one of the best rates on the market, which i was more than happy with. Kept me and the wife up to date right through the process, even chased the legals up. So what i thought was going to be a nightmare to sort, went super smooth. Thanks Nick for all your help, much appreciated. Andy.Trustindex verifies that the original source of the review is Google.Sammy Gardner2023-06-12The level of customer service from Nick has been Outstanding, he went above and beyond and dealt with all the stresses involved in finding us a remortgage lender, not only did he find us the best deal, he also consistently kept us updated, his Interpersonal skills are 'Gold Standard' - If you are reading this, please be assured that Ward James Mortgages are amazing, thank you Nick.Trustindex verifies that the original source of the review is Google.Louise Read2023-05-23Amazing service, always available to talk and give advice. Was persistent in getting the best offer to meet our needs, showing real customer focus. Would highly recommend. Thanks again Nick!Trustindex verifies that the original source of the review is Google.steven gregson2023-05-21Nick has been supportive all through the process of getting us a mortgage offer, great communication and very friendly, highly recommend.Trustindex verifies that the original source of the review is Google.Rachael Grundy2023-05-11Fantastic service from Nick who I can highly recommend. Nick was knowledgeable and very efficient, especially in his communication of the process and finding the best deal for my remortgage. I will definitely use Nick’s services again. Thanks again.Trustindex verifies that the original source of the review is Google.Kola Fatinikun2023-04-14Nick did a fantastic job going through all the pros and cons of each potential deal... I would certainly recommend him to anyone looking for help with their mortgage or life insurance..